First Star Capital is interested
in your referrals.

For bankers this might be turned down / declined secured loans and leases.

For CPA’s this might be clients with continual capital equipment needs or financially astute service based companies looking for tax advantages and strategic balance sheet management tactics.

If a current or prospective customer applies for an equipment loan or equipment lease and they are not approved we would like to be a secondary source of funding.  If you are not currently offering a financing alternative to these good banking customers you may run the risk of having them move the banking / deposit business elsewhere – to a competitor. 

Just because their application for credit was not approved does not mean that their businesses are not viable.  By working with First Star Capital you ensure that the bank customer is in good hands and not motivated to consider another competing banking relationship.  First Star will protect your existing banking relationship and act as a complement rather than a competitor.

• Don’t let good bank customers / non qualifying applicants turn to competitors
• Provide a value-added service to your clients
• Generate non-recourse fee income

By partnering with First Star your clients have access
to a comprehensive spectrum of funding options.

The latest Wall Street financial crises and teetering economy are hitting small business owners nationwide in the form of tighter credit and borrowing standards from traditional lenders who are jittery about potential and/or perceived risk.  This represents a major dilemma for small business owners who often lack the up front cash and stringent collateral requirements that traditional financial institutions are now enforcing.  First Star Capital is in position to help fill the gap for small business owners who are stranded.

First Star serves small / medium sized business owners who have capital equipment financing needs in the $10,000 - $2,000,000 range.  We provide equipment financing for a wide range of traditional business equipment in a variety of industries such as medical / dental, waste management, IT, telecom, manufacturing, laboratories & analytical firms and service based firms as well such as attorneys, engineers, accountants and consultants.  First Star also funds expenses that banks typically do not including software and soft costs such as installation, freight, associated consulting fees and sales tax.

We routinely provide funding for equipment acquisitions, purchases and replacements nationally to a wide variety of industries.   Some specific situations that we are typically interested in are:

• Young businesses or expansions (well capitalized with good credit / relevant experience)
• Extra equipment for your SBA customers
• Leveraged businesses with otherwise good credit / strong cash flow
• Businesses that are losing money but otherwise good credit / strong balance sheet
• Private party sale transactions (user to user sales)
• Unusual situations / Non-traditional equipment
• Used equipment with no age restrictions
• Unfavorable / challenging industries

Leasing equipment through First Star Capital can help business owners to acquire the latest business critical tools and technology with minimal up front cash, which can be key for small business owners who usually don’t have an abundance of cash on hand.  It also enables them to manage cash flow and preserve cash reserves and credit lines for growth rather than tying up cash into fixed assets and it offers tax write-off opportunities that bank loans do not.  First Star routinely provides affordable, flexible and fast equipment leasing and financing options that help small businesses succeed.