The latest Wall Street financial crises and teetering economy are hitting small business owners nationwide in the form of tighter credit and borrowing standards from traditional lenders who are jittery about potential and/or perceived risk.  This represents a major dilemma for small business owners who often lack the up front cash and stringent collateral requirements that traditional financial institutions are now enforcing.  First Star Capital is in position to help fill the gap for small business owners who are stranded.

First Star serves small / medium sized business owners who have capital equipment financing needs in the $10,000 - $2,000,000 range.  We provide equipment financing for a wide range of traditional business equipment in a variety of industries such as medical / dental, waste management, IT, telecom, manufacturing, laboratories & analytical firms and service based firms as well such as attorneys, engineers, accountants and consultants.  First Star also funds expenses that banks typically do not including software and soft costs such as installation, freight, associated consulting fees and sales tax.

We routinely provide funding for equipment acquisitions, purchases and replacements nationally to a wide variety of industries.   Some specific situations that we are typically interested in are:

• Young businesses or expansions (well capitalized with good credit / relevant experience)
• Extra equipment for your SBA customers
• Leveraged businesses with otherwise good credit / strong cash flow
• Businesses that are losing money but otherwise good credit / strong balance sheet
• Private party sale transactions (user to user sales)
• Unusual situations / Non-traditional equipment
• Used equipment with no age restrictions
• Unfavorable / challenging industries

Leasing equipment through First Star Capital can help business owners to acquire the latest business critical tools and technology with minimal up front cash, which can be key for small business owners who usually don’t have an abundance of cash on hand.  It also enables them to manage cash flow and preserve cash reserves and credit lines for growth rather than tying up cash into fixed assets and it offers tax write-off opportunities that bank loans do not.  First Star routinely provides affordable, flexible and fast equipment leasing and financing options that help small businesses succeed.

Our specifically tailored programs provide up to 100% financing for new and used equipment, with most equipment and business classes accepted. Transaction amounts range from $10,000-$2,000,000 and customers can choose from many different leasing and financing options, with terms up to 60 months. Since we are a direct lender, as well as a funding syndicator, our credit approval ratios are amongst the highest in the industry, while many of our clients have been turned down by their own bank!

By leasing or financing their equipment, your insureds will be able to generate more revenue, preserve working capital, maintain bank lines, enhance cash flow, accrue tax benefits, make budgeting easier, and much more.

With First Star Capital your customers are in the hands of
equipment financing experts.

Our administration is streamlined so that your customer’s equipment funding is expedited efficiently. We ensure that all back room functions are executed including, customer screening, credit inquiries and write-ups, approvals, docs, purchase order generation and funding.

With a highly experienced management team and staff, First Star Capital has been serving the business community since 1998. We are recognized as a very strong member within the equipment financing industry, with strengths that set us apart from the competition, including:

Fully audited by ECS Financial Services (specialists in lessor accounting):

• Combined affiliate funding in excess of $3 billion since 1998
• Enterprise assets over $30mm, with annual revenues in excess of $5mm
• Sophisticated state of the art front end system
• Full service customer billing and collecting
• Active within the national industry associations such as:
  • ELFA - Equipment Leasing & Finance Association
  • NEFA - National Equipment Finance Association
  • NAELB - National Association of Equipment Leasing Brokers

  Contact First Star Capital today to explore how our referral programs can benefit you and your clients!